Thousands are flocking to a credit card that helps people repair their bad FICO scores and avoid payday loans

• Millions of Americans with subprime credit scores don't have access to credit cards or any other reasonably priced way ofborrowing money. • Income volatility has doubled in the past 30 years, and as a result many of these people are unprepared to cover unexpected expenses that pop up, like medical bills or car repairs. • Instead, when they're cash crunched, they often turn to expensive options like payday loans, which commonly charge interest rates of 400%. • Thousands are trying a new...